Yadkin Valley Financial Corporation Income Statement

Income Statement FYE 31-Dec

	9/30/2008	6/30/2008	3/31/2008	12/31/2007
Total Revenues(Net Sales)	23.50	23.15	21.83	23.09
Cost of Goods Sold	7.55	7.71	7.48	8.01
Selling & Admin Exps	9.53	9.92	8.46	7.81
Operating Income	3.86	3.58	5.26	5.34
Interest Exp	1.27	1.02	1.06	0.79
Pretax Income	2.59	2.56	4.19	4.55
Other Income	NA	NA	NA	NA
Net Income Bef Extraordinary ...	NA	NA	NA	NA
Net Income	1.79	1.73	2.91	3.07