Atlantic Coast Federal Corporation Income Statement

Income Statement FYE 31-Dec

	9/30/2008	6/30/2008	3/31/2008	12/31/2007
Total Revenues(Net Sales)	16.94	18.29	15.88	16.02
Cost of Goods Sold	4.96	4.91	5.55	5.85
Selling & Admin Exps	5.87	6.93	6.15	7.86
Operating Income	2.29	2.36	2.59	0.66
Interest Exp	2.95	2.76	2.66	2.61
Pretax Income	-0.66	-0.39	-0.06	-1.95
Other Income	NA	NA	NA	NA
Net Income Bef Extraordinary ...	NA	NA	NA	NA
Net Income	-0.33	0.71	0.02	-1.09